Updated November 14, 2026
Gumroad and Payhip solve the same problem: they let you sell digital products without building a store. The difference is how they charge you, and over a year that difference can be worth hundreds of dollars.
This Gumroad vs Payhip comparison covers fees, features, payouts and who each platform suits, with a simple rule for choosing.
Key takeaways
- In Gumroad vs Payhip, Payhip is cheaper per sale on every plan.
- Gumroad charges 10% + $0.50 direct and 30% via Discover, with no monthly fee.
- Payhip charges 5%, 2% or 0% depending on a $0, $29 or $99 plan.
- Indian creators selling mostly to UPI buyers may prefer a local platform.
Gumroad vs Payhip: the quick answer
If you’re just starting and want the most familiar name, Gumroad is fine. If you want lower fees from day one, or you expect steady monthly sales, Payhip is usually cheaper. Payhip’s free plan takes half of Gumroad’s percentage, and its paid plans drop the cut to 2% or 0%.
Fees compared
| Gumroad | Payhip | |
|---|---|---|
| Monthly cost | $0 | $0 (Free), $29 (Plus), $99 (Pro) |
| Platform fee per sale | 10% + $0.50 direct; 30% via Discover | 5% (Free), 2% (Plus), 0% (Pro) |
| Payment processing | Extra on direct sales | Extra on all plans (Stripe or PayPal) |
| Marketplace | Yes, Discover | No large marketplace |
Payhip’s own pricing makes the break-even easy to work out. Plus becomes cheaper than Free at around $967 a month in sales, and Pro beats Plus at about $3,500 a month.
Worked example: $1,000 a month in sales
Say you sell 50 templates at $20 each. Before card processing:
- Gumroad (all direct sales): 10% of $1,000 plus 50 × $0.50 = $125.
- Payhip Free: 5% of $1,000 = $50.
- Payhip Plus: $29 plan + 2% of $1,000 = $49.
Card processing applies on top in all three cases. Even so, Payhip saves about $75 a month here, or $900 a year. At lower volume the gap is smaller, but Payhip Free is still cheaper on every sale.
Features compared
Both platforms handle digital downloads, memberships, courses, discount codes, affiliates and email to customers. Payhip also supports physical products and coaching, and it includes every feature on every plan; you only pay more to lower the fee. Gumroad’s main extra is Discover, its marketplace, which can bring new buyers but charges 30% on those sales.
On tax, both help with EU and UK VAT. Gumroad acts as merchant of record in many regions, which means it collects and remits sales tax for you. Check how each handles your country before you decide.
Gumroad vs Payhip for Indian creators
Gumroad accepts UPI from Indian buyers and pays out in rupees once you have $100. Payhip works through Stripe or PayPal, and UPI isn’t listed on its pricing page. If most of your buyers are in India, a local platform with UPI and fast payouts may suit you better. See what Superprofile is and Superprofile vs Gumroad.
Which should you pick?
- Choose Gumroad if you want the simplest start, value the Discover marketplace, or want tax handled as merchant of record.
- Choose Payhip if you care most about fees, sell regularly, or also sell physical products or coaching.
- Choose a local platform if your buyers are mostly in India and pay by UPI.
Whichever you choose, traffic matters more than platform. Read how to sell on Gumroad for product page tips that work anywhere, and see the full fee breakdown in our Gumroad fees guide. For every platform side by side, see our freelancing and creator platforms guide.
Quick FAQ
Is Payhip cheaper than Gumroad?
For direct sales, yes. Payhip’s free plan takes 5% per sale versus Gumroad’s 10% plus $0.50, and its paid plans go down to 0%.
Can I move my products from Gumroad to Payhip?
Yes, you can re-upload products and redirect your links. Export your customer list first so you can tell existing buyers.
Does Payhip have a marketplace like Gumroad Discover?
Not a large one. Plan to bring your own traffic either way.
